YOU MAY BE SURPRISED!
Not long after your plane lands, the realization sets in that you got into the vacation spending spirit a little too much while you were away.
What’s the best way to get out of the red? You could forgo little luxuries, such as paring down to basic cable and bagging lunch instead of dining out, and direct the extra cash to trim the debt.
You could also pay more than the minimum payment each month, and attack the credit card balance with the highest interest rate first. After several months of sacrifice, the credit card debt would be conquered, and life would resume as before.
But just like losing weight, there are shortcuts you don’t want to take to pay off credit card debt. Bankrate outlines six of them. More here.